So basically I've been devouring books, picking everyone's brain who I know owns property, and Youtubing the topic.

So basically I've been devouring books, picking everyone's brain who I know owns property, and Youtubing the topic.

I truly detest "Pick you brain" solicitations.

I also suggest you use a fixed rate, adjusting rates must be accurate, indexed, with a margin, floor rate, sometimes a ceiling rate is required and your accounting will be more difficult, for a small amount, save the brain pain and adjustment issues and go fixed rate.James described the deal perfectly. 

In the meantime Id like to pick the brains of you guys on here about possible options of mine.

If you want to flip more deals – and flip more profitable deals – then here’s a simple strategy that can help you.I call it the “Buyer Brain” strategy because you’re essentially thinking FIRST about the person who will buy your flip when it’s all done.

Go to the meeting, listen to the workshops, network with people, and buy some people lunch/dinner/coffee to pick their brain.

I do a lot of excel and google sheet formulas, but I haven't been able to get my brain around how to do it in this case.  

I've read numerous blogs, listened to numerous podcasts and read the recommended books and I'll be perfectly honest...my brain is on information overload.

Would love to pick your brains and see how you guys got your start.