And do not tie you to a single domestic location for your vacations. 

The duplex itself is a disaster it is a 3/1 and 3/1.5 vandals got in when it was vacant and cut pipes and electrical basically would need to be gutted and probably over 100k in renovations.  

We have family ties to the area but live out of state.

I'm worried that agents commissions are going to be cut drastically as people refuse to pay what they use to.

I don't have the financial means to pay for a lawyer so if feels as if my hands are tied. 

For your cash flow focused investors, I would assume Detroit, Cincinnati, Memphis, and Kansas City, as well as your market of Indianapolis.It is looking like we'll get 1 cut, maybe 2, from the Federal Reserve next month.

I haven't done any skip tracing really.. but I you look at all of those sites like been verified, spokeo, etc... you can tell there is a ton of information out there tied to every person, people with the same names in same cities... multiple people tied to different addresses..etc...    

@Nina PenuelaOne of the things we have seen, specifically in Ohio and Indiana is local building authorities target out of street owners with ridiculous fines and make life miserable.Had one where the porch light was out and charged a $50 fine.Another one claimed grass was not cut because it rained for 1+ week and did a $400 fine.

If the lender contests the funds release and don't choose to release the escrow funds back to you, it can get tied up in litigation and after 3 years will be surrendered to the state by the title company.Your best bet is to go with a legitimate company that will be up front and transparent with you about the terms and costs before you are already committed.Seems like everyone is telling you the exact same thing so I really do hope you make the right decision here.

So how do you cut through the noise to find the base rate?