I looked into it and it's definitely expensive and time consuming, which is fine.  

Read/consume, but eventually you have to make a decision and stick to it.

I get business cards rather than personal and all of my business cards do not report to consumer credit therefore won't impact your credit score except for the inquiry.  

The agent side and the consumer side.

Hiring a lawyer to sort it out will be more costly, and time consuming.

Stay patient, stick to your criteria, and in the meantime just consume knowledge (about your local market, the SMF niche, your #s, etc).  

I use that feature on almost every book that offers it, and it completely changes the experience of consuming content for the better!

Take care of active consumer debt smallest to largest.

It looks likes a global trade war that will raise prices across the board just started here in March of 2018, so sell sell sell is the best option if you believe that the drop in consumer discretionary spending will leave less money in people's pockets leading to a recession and/or downturn in real estate values. 

Office buildings are less sensitive to consumer demand than shopping malls, while hotels, with their short, seasonal stays and reliance on business and tourism travel, pose far more risk than either apartments or office.3.