Owner occupied properties tend to be better buys - well taken care of, and major cap ex usually doneBest of luck!

welcome @Cam Caraher and congrats on joining BP, this place is the start for many, sure was for me longer ago than I care to admit.I'm not personally in your market, although was born in dorchester and grew up in NH, but this is a great place to meet locals.If you have not already a great starting point is the Meetups posted here, just search for your area and see if any meetups are happening. 

Be careful on if you do, get multiple bids and vet the GC well. 

In my limited experience, HML may not care too much about your credit but they will care about your, presumed, lack of experience.  

They are all in decent areas.I like the program.They pay all or a large portion of the rent.The tenants take care of my houses and stay a long time. can i contact you John to get some advice on investing in MD for sec 8? 

You can finance the purchase of an investment property in an IRA, but you must use a non-recourse loan, which typically requires a 30-40% down payment.

We hope to own this building for a long time as we enjoy taking care of it and continuing to make it a staple of the neighborhood.

Generally, if you purchase a property in the name of an LLC, you may end up with less favorable lending terms.

It also sets a positive tone and builds trust with new tenants, showing them that their living environment is taken seriously and maintained with care.

It’s a lot simpler to transfer ownership of an LLC than it is to change the property deed.