How true are public adjusters since they say or advertise they will inflate it to 80k but once you hire them ends up at not much money but their fees and associated business fees?

True wealth is built over time.

The hard part is figuring out what you can easily delegate but that is true of most businesses (I was good at it when I worked for someone else, but not good at it for my own items but want to improve).  

In that case, and you are willing to provide the required income info, when you look at the TRUE cost of a loan (rate, up front costs and pre-payment penalty, not just rate) conventional will be the best option every time. 

True gold.  

Originally posted by @Mike Lambert:@Alex GarridoInvesting in Panama City would work out for short term rentals because you could pay for the holding costs and maybe profit nicely while hopefully the value of your property increases over the long term.Unfortunately, it’s illegal to rent for less than 45 days and personally I’d never suggest anybody gets into an illegal business overseas.I’ve come across a couple rare buildings in Costa del Este who have a permit but, as you could expect, it’s reflected in the price.That is absolutely true, it is illegal in the City of Panama for less than 45 days.

It's true you'll likely make very little money on those deals but your benefit will be expediting the pace at which you learn this industry.  

But I'm not sure how that relates to the true value of the home, is it really 370k or did they just list it at that price and now the market has been corrected.

VERY likely due materials used in the ADU & the much smaller footprint.The true value is going be that you could install the mini yourself and only pay to have the system charged.

I mean, is it possible that these are true examples of flips?