@Jack SeidenGreat question: I am 60/40 stocks and real estate right now, excluding my primary (my investment in BiggerPockets as a private business). 

You find here on BP tonnes of free RE advice; please save your money for investing in RE. 

 $24,000 loan from the government at 5% or $1,200 per year for 15 years or $18,000 savings.  

hard money is someone that you don't know, private lender is someone you "know"

Hire a licensed and insured electrician there are codes that are in place to protect people and property it is a safety risk that you should not cut corners to save a few dollars on.

Knowing about construction, how to pick a good inspector and read inspection reports will save you a lot of headache/money -  it's difficult to invest in RE just by doing things online.

There are several buildings for sale near me that could house 5 to 6 private offices.  

Save up more capital and buy an investment property or just house hack for a year. 1 year really isn’t that long and flies by pretty quick.

If you thought it was private, then private to who? 

Most sellers probably would not have sold on creative financing if they had a way to get rid of the mortgage when they sold.So, pay off $200,000 (or whatever) on a property you no longer own to save your credit?