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8 June 2021 | 4 replies
I’m getting ready to start a certification program focused on data science.
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26 May 2021 | 7 replies
When does the Certificate of Occupancy expire?
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2 June 2021 | 1 reply
My wife and I relocated to Pueblo last summer and I am searching for a CG appraiser to train under while obtaining the necessary hours for eventual certification.
26 May 2021 | 7 replies
Do you know why he doesnt have the certificate of inspection (green card)?
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22 May 2021 | 0 replies
Has anyone tried earlyIQ or VerifyInvestor for accreditation certification as an individual.
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21 June 2021 | 6 replies
Some of those start getting bigger at above 10+ people so need some help.In addition to the above, you might look at property management companies (which usually require some sort of licensure/certification).
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23 May 2021 | 4 replies
This minimizes the disruption to the tenant while encouraging competition among the home buyers.For every group showing successfully completed, we gifted the tenant with a $25 Longhorn's Steakhouse (or Red Lobster) gift certificate.
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26 May 2021 | 11 replies
If you're going to use an LLC, you'll need the EIN letter, W9, certificate of good standing, articles of formation and the operating agreement.
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27 May 2021 | 9 replies
If you have any doubts....here's the exact verbiage from Fannie Mae:B3-4.3-15, Borrowed Funds Secured by an Asset IntroductionThis topic contains information on borrowed funds secured by an asset, including:• Borrowed Funds Secured by an Asset• Secured Loans as Debt• Reducing the Asset by the Amount Borrowed• Documentation RequirementsBorrowed Funds Secured by an AssetBorrowed funds secured by an asset are an acceptable source of funds for the down payment, closing costs, and reserves, since borrowed funds secured by an asset represent a return of equity.Assets that may be used to secure funds include automobiles, artwork, collectibles, real estate, or financial assets, such as savings accounts, certificates of deposit, stocks, bonds, and 401(k) accounts.Secured Loans as DebtWhen qualifying the borrower, the lender must consider monthly payments for secured loans as a debt.If a secured loan does not require monthly payments, the lender must calculate an equivalent amount and consider that amount as a recurring debt.When loans are secured by the borrower’s financial assets, monthly payments for the loan do not have to be considered as long-term debt.Reducing the Asset by the Amount BorrowedIf the borrower uses the same financial asset as part of his or her financial reserves, the lender must reduce the value of the asset by the amount of proceeds and related fees for the secured loan.Documentation RequirementsThe lender must document the following:• the terms of the secured loan,• evidence that the party providing the secured loan is not a party to the sale, and• evidence that the funds have been transferred to the borrower
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26 May 2021 | 6 replies
I got a certificate online.I just started a new job at Taco Bell...Can I fill out the application today and then pay the $30 application fee when I get paid next Friday?