As long as we keep any of the protected classes out of the discussion, is it ok?

Or local to the property?

Hi Chelsea, welcome to the community! 

I have never seen the homes in person, but got a good walk through from my realtor.

Quote from @Jaycee Greene: I don't disagree re: architects, but it's mostly the former rather than the latter.

Ideally, the best option from a financial point of view would be to go through a local community bank.

Specifically I think a lot about the smells that travel through the duct work between the units.

it was what I could afford at the time.

We walked through a property that we went into thinking we were not going to like it and we ended up loving it and jumping on it pretty quickly after because the seller was getting other cash offers and the price/location/set-up of the property just fit our situation well. 

The Plan should be based on moving cash through investments.