Another observation, there are many Asians that have financial issues, foreign funds, tax complications and difficulty in borrowing, I've had several outstanding larger amount type borrowers in such difficulties, I've had European borrowers as well in similar boats but many more Asians.

But, yes the Racial/Ethnic mix is going to change.Caucasian- 60.1%Hispanic- 18.5%Black- 13.4%Asian- 5.9% Less Caucasians andmore of the sub groups.

For example, if you’re a woman you might decide that you’d prefer a female tenant.

Most bullet proof rentals was a bundle of 40 section 8 houses on one property in Hattisburg MS I offered on way back whenConcrete floors with Asian style drains in the bathroom floors and one in the main living area and cinder block walls with just paint.. concrete counter top and stainless kitchen cabinets like a restaurant.. 

Im a 60 yr old female.

I have stayed away for MLM but have a few female friends who make great livings selling vitamins( her husband is a physician) , powdered drinks ( she is a trainer) and wrinkle cream.

These two jazz musicians are running from the mafia (they witnessed something they shouldn't have) by dressing as ladies and trying to join an all female band.

The Bug-nay Delta, the Bug-nay trail, etc..That why I added "probably".The harshness of making women work this way is unbelievable.Communism in China is very very harsh on females, especially babies.

So you have areas of cities that are primarily black  primarily Asian  primarily Greek primarily Irish and on and on and on. 

As already suggested, several Asian banks are competing aggressively for loans.I'd list them here but they'd get redacted by [moderator].If all you need is money to complete rehab projects, go with the hard money guys.