What was the biggest unforeseen problem?

@Jean Paul Rousseau The reason I advocate building 10%, of FMV, for Capital Reserves is to avoid having to take out a loan, for an unforeseen Capital Expenditure such as roof replacement, a major plumbing or electrical repair, etc. 

A whole stream of events issues from the decision, raising in one's favor all manner of unforeseen incidents and meetings and material assistance, which no man could have dreamed would have come his way.

Be prepared for cost overruns and unforeseen issues, but I still think you'll turn a decent profit on the project.

In reality, you can move out almost immediately if situations dictated it (ie, you were relocated in your job, or some other unforeseen crisis required you to relocate), but it's not a great idea to go into the transaction looking to sneak through that loophole. 

Doesn't mean that a special assessment can't happen due to something unforeseen, but at least the well known items should be covered by the reserve funds. 

I have saved 70K for possible renovations / unforeseen costs but was under the impression that other VA loan users had gone about this with 0 down on all properties single or multi.

I'm not saying you might get ripped off but... sh#t happens that you need to be aware, of and work with the contractor to make a plan to resolve any unforeseen issues as they come up.Again communication, communication, communication.

After you've given a clear SOW and a walk through there should be no question on price unless unforeseen problems arise.

Only thing that will prevent finishing on time is unforeseen issues with the house....or inspection times are days out.