He’s right, cutting the beam by shaving it down doesn’t kill it, just reduces the load potential, but a cut beam speaks all sorts of bad things to an inspector and the way it continues over doorways.

Can you take the shave.  

For the last year, it seems like the SF Rows of ~1000sf 3/1's have been correcting from the surge that happened between 2018-2019.

Now we must make our selection from the cream of the crop who have met qualifications and passed background checks. 

Not familiar with Dayton, but you might be able to shave a bit off prop mgmt. 

If you don't want to go that route you can likely buy some exterior poison bait stations an shave a handyman place them around the property.

You might shave 4-5 days off a 3-3.5 week project.

I remember coming back from a long family vacation catching the neighborhood 2-3 years kids old eating all of our ice cream with pickles as the topping on the back patio. 

I'm surprised why you would shave off a perfect contract.

The borrower(s) may have initially purchased the property as one of the following:a natural person;an eligible inter vivos revocable trust, when the borrower is both the individual establishing the trust and the beneficiary of the trust;an eligible land trust when the borrower is the beneficiary of the land trust; oran LLC or partnership in which the borrower(s) have an individual or joint ownership of 100%.The original purchase transaction is documented by a settlement statement, which confirms that no mortgage financing was used to obtain the subject property.