I  own a stabilized, class C portfolio of 200 or so single family rentals here that I self manage.

We do Self storage and deal with wasp and yellow jacket nests throughout the summer.  

I'm fairly confident from reading online we don't qualify for an exemption, but I'm trying to assess actual closing costs to trying and reduce them All details:Bought the house 2.5 years ago for $980K (left on mortgage $753K), we have a clause for an assumable mortgage for me to take over (I can keep same rate).

We had more partners (beneficiaries) on that one, and it ended up being two individuals, an LLC, and a Self Directed IRA (SDIRA), each with percentages of the whole. 

Feeling very confident that once we are completed, this property will attract buyers quickly  at a strong market price.

Here are the numbers I know so far:Rents4 units all currently occupied on one year leases- #1: 1/1 $995 monthly- #2: 1/1 $995 monthly- #3: 1/1 $995 monthly- #4: 2/1 $1,100 monthly- Gross rents: $4,085 monthlyExpenses- $12,070 taxes annually- $350 monthly insurance (my estimate, they have liability only right now)- $175 monthly landscaping- $120 water (electrical on separate meters, tenant pays)- Total expenses: $1,651 monthlyNOI around $2,434 before vacancy, maintenance, and management (although i would likely self-manage these)Property needs about $50K in other repairs and udpates from what I can see.

You can do a subject to (although I've never heard of doing this with a HELOC) and there are a few risks to them and since the loan stays in place and the seller's name thereby stays on the mortgage despite selling the property, it will take some effort to gain a seller's confidence to do such a thing.You can read more about them here: https://www.biggerpockets.com/blog/2016-07-03-subject-to-rea...

It could be my self-hatred, maybe.

The elephant in the room is fact that all this fkry played out in US today, is coming at the cost of loosing confidence on world stage for USD, loosing confidence in US economic system, loosing confidence in the US as a whole.     

If the deal still looks decent in a worst case scenario you can feel more confident in going forward because many things things don't go as planned.