@Quinn Olivarez Huge qualifier "based on feeder city growth".

I'm not sure where that falls in the 'grant programs' you're writing about, and I don't even know that I would qualify for one of these.

Not qualifying because of a low fico score or experience.

What this means for you is - if you take the HELOC out in first position you should be able to pull a HELOC for ~270K (assuming you qualify).  

Speak to your CPA (not someone who wants to sell you a plan) to ensure you qualify for a Solo 401(k).If not, a checkbook IRA LLC will accomplish the same goal of putting you directly in control of plan funds and able to lend or own rental property.What you are looking for with a Solo 401(k) provider is guidance.  

What you're really doing is qualifying them and potentially their network.The Investor CallWhen holding an investor call, it's essential to follow these key steps:-Take control of the conversation, ensuring you guide the discussion and its flow.

Hopefully a CPA can chime in here, as they would be the only ones qualified to weigh in confidently.

If she's qualified, it's none of your business.

These standards include a mandatory five-day grace period for rent payments, a 30-day notice for rent increases, and a 30-day notice for lease expirations.Borrowers must incorporate these standards within six months of closing a loan, and full compliance is required within 24 months.

If you have that much cash, buy rentals with a DSCR loan, and then use that income to qualify for the primary residence.