If we all want to play amateur economist, we should at least be clear on real vs nominal values.Any somewhat efficient market trends up over time.

Lonnie frequently used a nominal interest rate of 12.75% (this was back in the 1990s) but for these type of transactions its irrelevant since the purchase price can be adjusted accordingly. 

Insurance is local, I understand that, but adding the first 4 rental properties to my personal umbrella policy (State Farm, don;t know others) added only a very nominal amount (if any) to the premium.  

The zero or nominal consideration transfer still gets transfer tax treatment at  a value that is determined based on the tax assessor valuation and the PA Department of Revenue leveling factor.

Attending local REI groups in your area - nominal costs compared to $27k, and you'll meet people who are actually in your area and know your local market better than the mentor this course would send you. 

Unlike a multi family situation.. were your creating a nominal cash flow. 

Are you assuming the tenant's nominal income would drop?

I think the easiest is a drivers license, though, even that wouldn't be 100% effective as scammers could fake it.We would never guarantee the identities of anyone - doing your due diligence would still be your responsibility - but, I think it would weed out a ton of the riff-raff . . .As for verifying funds and the rest of what you were talking about . . . we've been talking about that as well.Perhaps I should rephrase all the questions into one simple one:Would you be willing to supply BP with a valid drivers license and a nominal fee in order to verify that you are who you say you are?

Or simply the energy saving cost, the production value: my PV array produces 3600KWh on average annually, it should have at least 20 years left on nominal production, so on a straight line it would save $7,2K at a minimum, or considering the historical energy prices inflation with PSE of 10%, that would equate 21K.

The majority of the mods I setup are existing plans but we can get custom as well for a nominal fee.