There are great business forums out there but they are industry specific.Mechanical engineers and fast food franchise owners and medical techs rarely talk to each other or have much in common.Try using www.DogPile.com search engine. 

I am 23 years old and will be starting my first year of medical school at the University at Buffalo this August.  

My aunt has a good job but needs to move in with my other aunt because she(other aunt) is having medical problems.

There are higher yields that can be had from notes other than mortgages, risk and reward need to be understood but auto loans, financing receivables, lease financing and even medical accounts are profitable.

Also, if the first girl does not have good credit (she told us this from the beginning due to medical bills), should we make her pay an extra deposit, if so how much more is normal?

My wife has a degree in the medical field but only spent a short amount of time in the workforce before devoting her time to raising our child.

The dreaded but oh so real Medi-Cal debt.  

We had gotten behind because of medical issues.

CONSUMER " PROTECTED"  OUT OF HER HOME.SUBTITLE:  BE CAREFUL WHAT YOU WISH FOR, YOU MIGHT GET ITAn actual case history- A home owner rendered homeless as a consequence of  a mortgage regulation--  HOEPA  ( Home Owner's Equity Protection Act )The mother of  three school age children provided in home medical assistance for an elderly resident of a small Idaho mining town.  

Advantages are that its typically simpler and can be faster than a formal probate, however it still requires noticing DHCS (Medi-Cal) and other creditors, so from a practical standpoint will require six (6) month for your seller to get thru court.