The tenant-buyer has time to fix their credit and save more money for a down payment during the option period, then exercises their option - fulfilling their desire for home ownership.

I believe I read not all fixes/repairs will qualify during the cost seg study.

Your construction background is a huge asset—it’s a perfect match for real estate investing.

What if I fix & flip instead of rent, can it pull actual sales comps and group by renovated and estimate the ARV?

I like to be able to decide how I want to fix things and not a contractor that I have to hire becuase the warranty company says I do. 

We’re now listing at $4,295/month.Financial details:- Loan balance: $640k on a 30-year fixed @ 2.85% (PITI: $4,020/month).- Selling could yield $400-$600k, mostly tax-free, if sold by spring 2025 while within the 2 of 5-year capital gains exemption.Options:1.)

In contrast, private lenders focus more on the value of the asset, offering faster, more flexible loans for projects like fix-and-flips or rentals, which can be crucial in time-sensitive deals.It really boils down to your priorities and preferences.

Maybe i should find me a good old fashioned whole saler - (more fix and refi/rent or fix and flip) in that realm however.  

Investment Info:Single-family residence fix & flip investment.

If the buyer fixes it up it will probably be worth 160k.