![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2772163/small_1697005318-avatar-marquezd6.jpg?twic=v1/output=image&v=2)
17 August 2024 | 13 replies
this is a toughie. hard money specifically is equity-driven, meaning they'll likely want 40%+ down to even entertain the deal. additionally, land without improvements is often very inexpensive (relative to land with improvements), usually pushing below a threshold which makes sense for a hard money lender. if you're not intending to build right away, then i think you'll have the best luck with private money instead of hard money. usually higher leverages than hard money, and more negotiable terms.if you are intending to build on it pretty right away, a ground-up construction loan could work, but those will typically require some ground-up construction experience (on title on other ground-up deals), or an extensive portfolio of heavy rehabs/ rentals/ strong liquidity. those will give you acquisition monies (to buy the land) and build monies (to build the improvements).
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/203641/small_1729596162-avatar-batemanjames.jpg?twic=v1/output=image&v=2)
17 August 2024 | 15 replies
Models continue to improve and use cases also continue to improve - personally does not take out human factor - to me it just is a way to provide more data points to review.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/605253/small_1695075901-avatar-alexc98.jpg?twic=v1/output=image&v=2)
19 August 2024 | 18 replies
And while it's all coming together, I saw a lot of things that I liked - job growth, planning and development, infrastructure improvements etc.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1155694/small_1621509691-avatar-brianj167.jpg?twic=v1/output=image&v=2)
18 August 2024 | 2 replies
It’s worth considering how we can encourage and support these arrangements to improve the quality of life for older adults.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/967953/small_1621506480-avatar-amitr7.jpg?twic=v1/output=image&v=2)
20 August 2024 | 15 replies
Not because it has broken but to improve stuff.Either way an older home requires more maintenance than a newer build until those systems that wear out are replaced (like the heating/AC)We are 7+ hours from our lake house and we self manage it just fine and have been for the last 6 years.Regarding the LLC, will you be paying all cash for the property?
21 August 2024 | 182 replies
What has the current administration done over the past 4 years to improve things in this country?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3100708/small_1723815289-avatar-brianl826.jpg?twic=v1/output=image&v=2)
17 August 2024 | 2 replies
We've lost money on flips which can hurt your pride a bit, but we took those lessons learned and improved every part of our process.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2963727/small_1709498598-avatar-hyeonji.jpg?twic=v1/output=image&v=2)
16 August 2024 | 4 replies
Hi Hyeonji, there isn’t necessarily a savings advantage of leveraging a 2/1 buydown, you would just be doing it to help bring down the payments for the first 24 payments, to improve monthly affordability.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2183313/small_1703211081-avatar-anthonys202.jpg?twic=v1/output=image&v=2)
17 August 2024 | 19 replies
A real estate agent with knowledge of investments, analyzing deals, knowing construction, and having crucial contacts will drastically improve your odds of success.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1624721/small_1694923916-avatar-natep42.jpg?twic=v1/output=image&v=2)
17 August 2024 | 1 reply
You can spend the remaining funds on other improvements and write them off as business expenses.