Patience can be your best friend and if you attempt to over leverage a property it can come back to hurt you.Some will recommend buying subject 2 where you could take over an existing mortgage that could be at a substantially lower rate - but if the lender finds out and calls the loan that could also be very bad.

FWIW I keep hearing about DataSkip from friends and on here. 

Melissa Hi Melissa, DSCR loan guidelines vary per lender and are always changing.

In Phoenix, I might call up a friend who invests in mixed-use properties south of Roosevelt Row, and that friend might know a local title rep who’s been working with out-of-state buyers who like to pull the trigger fast.

The owner is a former mortgage underwriter and she is preparing documents herself and having her friend at a title company execute the sale.  

- California is not a landlord friendly market. 

Friends Title is attorney-owned and investor-friendly. https://friendstitle.com/

And might be everyone, like your employee, your mother, your friend or even yourself.Human is, and will always be, the weakest link of your defense line.

I remember chatting with a good friend of mine, Jared, who once picked up a quirky three-story in Somerville to rent short-term.

A friend of mine had an earth moving business , worth about 10 million .