He also focuses on getting investors to use their IRAs, or retirement funds to invest.

I think they can unlock something special that will subconsciously create them not to spend and focus on creating wealth to set them free from the 9-5I think that you are trying to make the HELOC look bad.

From experience, switching to a conventional loan can help you remove PMI once you reach 20% equity, while DSCR loans are ideal if you’re focused on rental income.

This was my first property, and while it's been a great learning experience, I made several mistakes along the way—ranging from choosing a realtor who was more focused on closing the deal than finding the right house to having a poor inspection and overlooking issues hidden beneath the surface (literally).

If you're dead set on BRRRR, focus on areas like Linden, Hilltop, and parts of the South Side - but make sure you really understand the micro-markets there.

The networking and local market insights are invaluable.For retirement planning, focus on building steady cash flow and consider setting aside a healthy maintenance fund (I usually recommend 6 months of expenses) to protect against any surprises.If you're looking to expand your portfolio, Columbus is a great market where we still see positive cash flowing deals with lots of appreciation potential.

Quote from @Daniel Johnson: For anyone investing - can you recommend a investor-focused realtor in Nova Scotia? 

Successful investors often focus on properties with potential for flipping or long-term appreciation.

I would focus on new-build multis because you will be at max rent for LTR and scalable for STR.

Many details you left off though such as are you appreciation or cash-flow focused?