It may be time to find a new PM. 

You need to have had it in the contract.

It was an up front payment to receive the modeled layout of the home, and they had an individual go to the house to do the mock ups.

So feel free to reach out to me with specific questions you may have.

I'm happy to refer you to a company that helped setup mine.

I totally agree with your point that if the property burns to the ground next week, and you have two different underwriters with liability -- one to you, and one to your wrap buyer -- neither insurance company will want to pay a penny.

This is NOT sub-to.

Don't let that happen to you.  

Typically a furnished rental will appeal to someone coming to live in an area for a short to mid term period of time.

That's trying to compare apples to grapes.