I quizzed a few lenders and they said none of the conventional type loans they have made in recent times allow for this.

However, if you do this, you are stuck with that convention and you can't convert it to 100% bonus depreciation for 2022.He likely suggested not taking the bonus depreciation on the 5 and 7 year assets in 2021 because your income was already down to $0.If you had done the bonus depreciation on all the assets, you likely would have had a bunch of NOL Carryforward to 2022 to offset your 2022 income.

Originally posted by @Frank Miller:@Michael ElefanteHow are you guys able to obtain financing in the beginning l, if you don’t mind sharing what type of mortgage or loans did you get and go with All conventional.

What kind of loans are these - seem like pretty solid options regardless - conventional loans?

If you actually had $100k to invest you could purchase 5 properties (more likely 4 if accounting for closing costs) or purchase the one and put rest in another investment achieving a return. conventional rates are near 20 year high but conventional rates are still the cheapest money around (other than potentially friends and family).  

Conventional financing at 7.5% How did you add value to the deal?

It was a hybrid between a HELOC and an equity loan but I wound up refinancing to a larger amount with fixed rate conventional loan (to pay for a renovation).

I am planning to use conventional financing to finance my investment. 

The conventional loan with 5% down program is for properties that you intend to make your primary residence.

I have a conventional 30 year loan on the old house(lived there for 2+ years) and private loan on the new one for now.