This would have been a great flip deal, but it would have been 4-6 months of work and have a degree of risk.

March and April bring families and college students for spring break.  

I just graduated with a degree in Cell & Molecular Biology and my plan has been to go to Medical School to become a doctor.

Or should I break my promise to get into real estate in 2025 and continue to work part-time while going to college to afford a conventional 30-year mortgage on my first SF and use the "Building Wealth Through Single-Family Homes" plan? 

Not really recommended to use a spreadsheet to create these financial reports because human errors can happen when entering formulas.I mean you can do it, but it just baffles me that people are okay spending time doing accounting work without any knowledge/experience instead of delegating the work when there are people who go to colleges and graduate with accounting degree.

Hey Byron,So the advantage of doing Refi compared to a HELOC is that the heloc is personally backed to some degree while a DSCR refi is backed by the (hopefully) cash-flowing asset.

So, early on, right after college he decided to forgo the usual “management trainee” route and go right to where he could make a lot of money fast - commissioned sales.

Its @Ned Carey 1000 Degree's the opposite as what happens in Tax Lien states and especially in the rust belt and back east.. 

We have a person on board with a degree in design, so we usually tweak the floor plans for sight lines and function.

They will need to know, like and trust you to the highest degree.