Below is how some landlords deal with this and I can't speak to the legality of it.The best solution to this is to add a clause in your lease in every place where an additional fee accrues to you, that expressly states that the tenant agrees that the additional fees are rent due to you.

Why aren't you investing in San Diego, out of curiosity?

@Sean OToole  out of Sheer curiosity were is the volume of trustee's sales in CA these days  at least from the Peak  ...

Just out of curiosity, what are the odds the bank responds again and comes down?

It's like a non-interest bearing escrow account with accruing charges and fees.

It's a little more challenging during retrofit and will only be cost-effective to go so far.When I get some time, I'll create a dataset and model a house with well sealed, but uninsulated wall assemblies in a moderate environment just out of curiosity.

Most at 0% interest for anywhere from 6-18 months so if you're looking at a quick turnaround time you can pay them down before the interest even starts to accrue, and the accounts don't impact your personal credit.

The truth is that you AREN'T in a position to sell the house, yet you are wasting everyone's time and money for absolutely no reason at all.Out of curiosity, what is the motive for pretending to have a home for sale that isn't actually for sale? 

I plan on cash out refinancing after the rehab is done and paying them back along with the interest accrued throughout that period.Market value: $100k Purchase price: $75kRenovations: $30k House doesn't need many repairs, but this is the estimated cost of finishing the basement and adding a bedroom and bathroom.After repair value: $150kCurrent rents per month: $1100Income Source: W2 employeeFICO: Good

@Alexander Roeschmann Just out of curiosity knowing what you know when will think we will see this change ?