POH are a part of our industry whether you keep them, sell them or tear them down. 

I would strongly encourage the SBA route where the down payment will be around 20% or possibly less if you are willing to pledge other collateral or as mentioned previously, include a portion of seller financing in the mix.Be prepared though since most SBA lenders will want some type of industry experience.

Regional industry - People follow business. 

My name is Sheila Richmond Young, and I'm new to the real estate industry.

It would be great to have a buddy to learn and grow with in this industry.

There's also people in the industry that will be willing to teach for free as well.

In my acquaintance's experience, one of whom has triple digit number of loans being serviced by them they have produced quality and reliable results.FCI is another large, well known servicer used by many people in the industry.

I am looking forward to learning as much as I can about the real estate industry.

If you want appreciation, identify markets with expanding industries, positive growth trends, and bright economic forecasts.Columbus, Ohio is a great market to consider if you're leaning towards that appreciation!

Welcome to the real estate industry, and congratulations on starting your wholesaling adventure.This journey will be both challenging and rewarding, offering you countless opportunities to learn and grow.