I’m wondering if purchasing in your own name leaves your personal assets vulnerable to lenders in the case of a loan default though?

In that case, they get converted to medium-term rentals, and that can and has been happening here as wellWe're a little vulnerable right now, but not making decisions because a once in a lifetime pandemic might show up does not seem like a wise investment strategy to me 

California owner is the most vulnerable here. 

If you are going to apply a law, apply it equally for the benefit and punishment of all, not simply to manhandle the most vulnerable.  

But if you dont fall under those you must accept it or be vulnerable to fines and civil suits.  

Perhaps shooting from the hip has worked for you so far, but you can be in violation of the Act even before you show the property for the first time and you're immediately vulnerable to predatory tenants.If some due diligence on a new business is too much for you, I would suggest you invest in a REIT and let the professionals who know the rules take care of your money.And no, I am not an experienced landlord, I am educated one.It is akin to buckling your seatbelt and checking your blind spots before you drive.I also didn't suggest NOT learning about JVs and other methods of getting into investing.

Otherwise the reason for creating your LLC in the first place is out the door, and you are still vulnerable. 

You're at your most vulnerable when you're just starting off.

I appreciate your vulnerability and honesty.

How vulnerable is the booking season to weather events?