We currently have a contract assignment with the title company, and it's set to close soon. expecting the ROI soon, keep it up!

. - that were new when the S8 tenant moved in 1-2 years ago.Another challenge of finding S8 tenants is many EXPECT you to waive application fees and security deposits. 

@Mitchell LitamIf you are looking for books to read about getting to your “why”- read the rich dad books, especially cash flow quadrant Another great book is by T.

I believe they expect us to rollover and let our insurance company handle it and just settle.

I would have expected most of the growing pains to be sorted by now. 

You expect to start this or next year and in two  years have it making $500k net for you?

.: Quote from @Scott Mac: hing just results in them turning into a ghost...Sorry if my timeline was not as expected. 

Even if they force you to refinance, the security makes LESS money because the loan is paid off and you are no longer paying the interest they expected. 

Just to take a step back...You mentioned your monthly mortgage on your current primary is $2900/month, but you expect rents to only be $2500/month.

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is expected to be higher, you may consider an umbrella insurance policy.