you'd be surprised how many "issues" are pretty simple little things.   

- However, I’ve seen general Fannie Mae guidelines that suggest if substantial improvements have significantly increased the property value, you might be able to request PMI removal earlier, provided the LTV is 80% or below.

If you do decide to go that route, I would suggest using one of the Eagle Rock approved builders. 

It suggests neighborhood analysis, market research, exit strategy, and VA benefits.Good luck!

It's too much risk for me until someone can give concrete suggestions of how insurance policy(ies) can accommodate the rental arbitrage scenario.

I would suggest looking to bring in a partner and give them a percentage of equity for the $.Another option is to take profits from flips to grow or look to sell some of your rentals to grow as well.

Here are a few suggestions on how you can maximize the wealth of information available: Check out the blogs and podcasts, or take advantage of the search feature (magnifying glass).

The builder suggested a local bank that they use and would like to see them succeed and referred me to the commercial lending department.

If you're looking for appraisal value an ADU may not be the best bet, but if you intend to sell, my anecdotal evidence suggests in dense highly desirable neighborhoods, ADU square footage will gross the same as the main house.

If anything, we're now seeing data that suggests there isnt much reason for rates to drop significantly any time soon.