From PD Department of Revenue website:"Some real estate transfers are exempt from realty transfer tax, including certain transfers among family members, to governmental units, between religious organizations, to shareholders or partners and to or from nonprofit industrial development agencies.

Ethics and integrity stand by themselves and don't need a religious label. 

Right off the bet, the reason I don't want to borrow is that dealing with interest is against my religious beliefs.

I’ve read dozens of books, websites, listened to podcasts, read the forums here religiously for 2 years, etc.

The wide range of experiences in my lifetime and my encounters with community planners, architects, builders, tradespeople, bankers, financiers, accountants, business experts, lawyers/judges, social service workers, religious leaders and fellow landlords has given me insight and perspective that has been invaluable as well.

Each program is different and many are religiously affiliated.

Multifamily Millions by David Lindahl is the Multifamily Bible I follow religiously as I have repositioned my value play Apartment Complexes to Financial Freedom.  

Answer: Yes, if you are a private non-profit with an effective ruling letter from the IRS, granting taxexemption under sections 501(c), (d), or (e) of the Internal Revenue Code of 1954, or if youcan provide satisfactory evidence from the State that the non-revenue producingorganization or entity is a non-profit one organized or doing business under State law.However, a recipient that is principally engaged in teaching, instructing, counseling, orindoctrinating religion or religious beliefs, whether in a religious or secular setting, orprimarily engaged in political or lobbying activities is not eligible to receive an EIDL.

It could be the area I'm in and my peer group (who tend to be more conservative, religious).

Once you know what you are looking for and your budget for said property look religiously twice a day minimum to check for new deals that meet your criteria.