I've tried to figure out how I can better predict when it is a possibility, but every lender I ask doesn't have an answer and relies on their systems algorithm. 

I could almost predict who will redeem or not....If it is owner occupied or a nice place...those people redeem more often. 

I just wanted to pick the community's brains and get an idea of what people predict the upcoming year for housing/construction/rental markets will bring us?

As they say in the investment world - past performance does not predict a future resultsHow will things look when the market interest rate jumps 75 basis points and expenses continue to rise with inflation?

While certainly as you mentioned there is room to improve it, I'd argue that the strength of the calculator is in the presentation the data is given to you in and the predictions they can provide. 

I am not able to predict the market but it seems frothy around here.

Colorado Springs is predicted to keep growing, and I think the natural barriers of the mountains and water supply will result in cash flow to come.

Unfortunately, I don't get to work from home, 😞.When looking for a turnkey company you want to look for one with a stellar track record, one that has all aspects of their operation automated, one that is scalable, one that pivots to the best markets for their niche, one with consistently high and predictable return on investment, one that is recession proof.

There are groups and people out there that have their predictions. 

Other than that, I don't like it because you cannot predict from year-to-year the escalation of the premiums.