I have very low bills though, so I could save $12k in about a year.All the MHs I looked at were in parks.

I've never heard the 25% thing before, but any difference between FMV and sales price would technically be considered a "gift" with potential tax implications for your parents.You can avoid most seller costs as there's no reason to use agents in this case.As an FYI: I always recommend avoiding a FHA loan, if you qualify for a low-down payment conventional loan.

I am in the low 800s and don't know of any tangible benefits to be at 800+.

We are looking into houses on the lower end of the scale at first to get started for a "low risk" (we could pay mortgage out of pocket no problem even if property is vacant for 30 years) house that will give us the experience we need as rental home landlords - and I am looking down the road at potential investment ideas to keep this thing rolling.

Hey everyone!I currently rent in Nevada and am looking to buy a house or condo where my wife will be staying 1 week per month for school. The rest of the time I would rent it out as a STR. What are lower down payment ...

Low down payment with potential for huge rent increase year over year making house hacking very advantageous in New Jersey.

If you already have a super low rate a cash-out ReFi doesn't help. 

As any savvy business person knows, when demand is low, prices should be low.

I have a good amount in savings, and as a first-time homebuyer, I believe I can lock in a low interest rate.

If you are willing to wait we are most likely going to see 100 basis point cut over the next year and a reduction in the spreads that lenders are working off of.