They are great to accumulate hair.

Also, say they get hair clogged in the sink and its backed up.

My kitchen counter is smoothed finished with an epoxy, it's not as durable you can see hair line scuffs over time.

If you can find something with some "hair" on it through a wholesaler, make some updates to it, lease it up at top efficiency, you could still do well.  

More money on the split for the brokerage and less liability working with home buyers on vanilla deals than a bunch of hair brained type ideas some investors will come up with to make money.Brokerages do not want that type of liability or spotlight on themselves from the real estate commission.Real estate commission is like the IRS.

Hey @MJ Barnett, I think I've seen that one...does it have a hair salon in the front?

Renovated the property in five months and began to work, and they’re running a gym / spin studio, and a hair salon, and paid the building off within less than three years.

We only need to look at our own growth and be laser focused on it. 

My best advice is that you spend 10x as much time understanding your target market and narrow down your criteria with laser focus.This will make you an expert in your area.

I think the level of reserves you are describing might make any lender's hair stand on end in fact.