Most of this is coming from the northeast where people want to escape the harsh winters and high property taxes.

Maybe a 15% if its a really harsh correction but I would say, like others, a 10% drop everywhere is probably going to be the most.

your post was so short but so clear... that's my basically my dilemma in a nut shell, as much i want to get the capital to start fixing and flipping, but the harsh reality is it just isn't going to happen for someone in my position.. siighhh. might have to see if i qualify for a FHA loan from the looks of it.

Walls - SW Repose Gray (truest gray I've found) or SW Agreeable Gray (can lean either beige or gray depending on surroundings)Trim - BM Simply White (white without being too harsh)

Hopefully this doesn't come off as harsh, because I am genuinely curious how this approach seems to make sense to software engineers.

I think fraud is a harsh word but if you look at the definition of the word, that is exactly what it is. 

Although I applied for an FHA loan I was  going to get 300k ;-) if I wasn't indebted 17k(I think) but instead I got 180k =(. now this is I am confused, my real state agent sent me some listings but I have read here that some of these are very risky (I am scare because my dad lost a house like this) Now, should I just pay down debts then try again with FHA in like 2 years, or do you guys see an opportunity for me to flip that 180k for more profit and pay debt and keep investing. now I have seen some responses hear are a little harsh, but I Looove well phrased honesty i'd really appreciate any ideas really thank you guys.

The truth is the best fico scores are obtained at 0-10% of utilization but that the affect on your credit scores is not so harsh till you exceed 30% so thats probably why people talk about 30% so much.Depending on where your fico scores are right now you may want to plan accordingly to keep that fico high through out your rehab otherwise you endanger your rate/pricing for your exit refinance atleast with respect to conventional agency financing (fannie/freddie).One other solution is to utilize commercial or local portfolio financing similar to what @Brie Schmidt does as portfolio financing is not sensitive about short term drops in fico  as much as conventional agency loan products.On my own projects I keep around all options (portfolio, commercial, agency, etc) just to have plan A, B,C, D....Best of luck,

You'd think the forums are a safe place to bounce off ideas with others; however, it can get really unfriendly at times that I just always fall back to one of my favourite texts: "Do not speak back to negativity, as the responses you'll get will scorn your prudent words" 🤐Now, I am not saying we should not offer constructive criticisms, but harsh words fall on deaf ears, which defeats the purpose of a forum at the end of the day. 

That homeowner then reached out to me via FB with a DM and started to state harsh comments and statements to the point that I blocked him and contacted the PD.