Proactive, I do not have to ask them for information, they run annual rent analyses to increase rent appropriately, and they get after repairs.

If expenses are high relative to income, the cash on cash increases when the down payment increases (16k column).

Even someone like Brandon Turner is less and less involved in his syndications, so there's an increased risk that his syndications will not be run with his original values in place.

His lease says they have use of the entire property for $X, if he wants to increase the rent that is separate from changing what they have access to.

Land that you're not personally developing most of the time falls into two categories - either you're speculating that development is coming that way, and will increase the demand for the land, or you're changing the current permissible use of the land in such a way that it will be worth more money now or in the future.

I know prices have been steadily increasing over the past few years.

I would caution you against increasing the down payment to make the numbers work.

The shorter the prepayment term has an impact on increasing the rate.4.

I can make improvements that increase the value.

It's not profit until you access it in some form of cash.I've seen investors loss properties with equity (a few with a lot of equity) because they can't sell at a price high enough to gain that equity, or because they can't refinance it due to the negative CF,...which would increase with a new mortgage.