Traded $1,900 in rent for a small 1 bedroom apt to $1,500 in mortgage and house bills for a 3 bedroom apt in a house I owned.

Usually, the rental income is considered effectively connected with a U.S. trade or business, and therefore, it is taxed under the effective regime.

I just don't forecast renting it all. it's personal living space for family & friends. 

Look for military and civilian workers selling their homes, for transfers out of town, or trade ups for bigger homes. 

It is your business and the operation will generate ordinary trade or business income.If you purchase property to hold for rent and then sell the property at a later date, then you have capital gains because it was held as investment property and not inventory.Joe

This is where having little to no experience makes it difficult because you probably won't have a track record with trades like plumbers and maintenance people so I'd work on building out those relationships as quickly as possible.

Insurance programs or discounts provided by one company to the members of a specific organization (ie. trade group, alumni group, company employees, etc..)2.

I know we can go as low as 5% down on our single-family home, but the trade-off there is a much bigger monthly payment.

She has "trade accounts" that get her discounts as all kinds of places for materials like flooring, fixtures, cabinetry, etc, so it nearly pays for itself.

My DTI is roughly 30% and I make a good 6 figures with my 9-5 plus day trading money so I know that I’ll be able to manage both mortgages, I just don’t know how or if I can go about financing this deal with little cash on hand.Any help or resources to look towards would be appreciated, thank you!