We NEED these to offset the extra legal fees, unaccounted for damage, and unrealistic high appraisals of some of the other deals we invest in!  

So, suck it up and pay the extra X or move to a lower " class" area where the FMR will be lower.

I can always pile up the extra money from househacking to put towards my next investment. 

It may sound nice to pay a 6% management fee but the extra fees can add up to be more than the other company that charges 10% with no additional fees.

PS The reason I went this far with my current agent is that I am investing out of state and my rationale was having an extra person out there who could possibly help me.

So you might have to pay 85k out of the proceeds towards paying down the loan.But if you had them all in individual loans, you'd pay off the loan for that house and that would be it.  70kWhere its really difficult is if you have a 5 year or 7 year term on the blanket loan.

Cash out refi will let yo go up to 75% LTV allowing you to get that extra 5% compared to a Heloc.

@Dan N.These types of strategies is like building a conveyer belt between your home and your neighbors in order to borrow sugar from your neighbor instead of just walking there, knocking on the door and ask for sugar.Making these overly complex strategies for real estate really adds zero benefit and just costs you extra money in the long run.May I ask why you need such a complex structure ?

How do I find out why I am having difficulty getting insured? 

Otherwise, you won't have the extra funds necessary to cover the rising costs of goods and services in the future.What causes rents (and prices) to increase?