@George W. is not the first plumber I've heard endorse Gerber for long-term functionality and Toto for something a step up.

. 🍷🍾 If I’m ever up in that area I’ll make sure to swing by and pick up a bottle after Erin’s glowing endorsement above.

-----Century National uses the additionally insured endorsement codes: DL-2410 and DP-0441 - section 2 only coverage L and M.American National uses the additionally insured endorsement SD 9041 0989State Farm uses the endorsement code: “Option AI” and the declaration page should list the property management company as “Additional Insured-Section II only”.USAA uses the additionally insured endorsement DP-41 but this code only shows on the homeowner's policy not the declaration page received by the management companyCSE Insurance Group uses the endorsement code D041ST1First American P+C: The property manager needs to be listed on the second page of the declarations under Additional Interest/Additional Insured with the words “Addtl Insrd” next to their company name.

Estimated Closing CostsUnderwriting/Processing to Family First - $1,895Estimated Homes Owners Insurance Policy – $1,300 (Paid outside of closing, 1 year paid in full required from an insurance company of your choice)Appraisal Fee: $600 (Paid Outside of Closing Directly to Appraisal Company)Interim Interest: $500Bank Attorney Fee: $950 (Usually Paid Outside of Closing Directly to your Attorney)Owners Title Insurance: $1,698 (Required, protects you from past liens or judgement from seller that might hit your property)Tax Searches / Lien Searches: $1,000 (Your attorney orders these searches and provides us with the bill)Lender Title Policy: $349 Endorsements: $85Recording Service Fee: $160Recording Fee to Suffolk County: $600Mortgage Tax to Suffolk County: $2,600Escrow Account Figures –You will need to establish an escrow account cushion at closing.

@Curt Davis  not exactly a ringing endorsement of buying Memphis properties if you can only sell them by hiring a turn key company for 15k... are you saying no one can sell a rental on the MLS system with you as a broker charging a normal 5 to 6% commission.If this was a refi then it was probably a 70 or 75% LTV refi so your saying properties are not worth what the appraisals from nationwide lenders say they are worth. or that in the last 3 years the values have dropped by 25 to 30% in Memphis .I would be curious as to your take on how someone who buys a property with 20 or 30% down or pays cash then refis or puts a hML then refi's who think they have equity what your saying is they do not...

There are so many "cutting edge" companies out there being endorsed by guru types, but the old tried and true direct mail is the lifeblood of my business.

I do not endorse this strategy for many but it worked for me because I knew the area and the upward potential.

A joint application can show a bigger impact and a more comprehensive approach to community needs which makes the application more attractive to grant funders.Boost your application with endorsements and advocacy by soliciting letters of support from industry experts, community leaders or other stakeholders who can vouch for the credibility and importance of your project or business.Follow Up and Stay EngagedFollow up on your submission to confirm that they received it.

Lastly, they use/abuse this poor guy Chris as their single source of evidence of success (don't truly successful programs have dozens of successful students to endorse them?)

I highly doubt your check sent to the lender with the endorsement if you don't object to the sub 2 then you agree to it an waive your alienation clause in the mort or TD... for me its not the structure so much its the fact that when  you sell the property the default rate for low down no down borrowers with bad credit is so high.. 50% or better within 5 years and who is there to protect the true seller who is beleiveing all this but is not sophisticated to know the difference or the reality of the default rate in these type of transactions.