You can ask current owner to deliver vacant,, but even he would have to go thru this process unless he can get tenants to vacate by a cash for key's to get out. 

Forget about instant gratification and work towards future goals.   

So, in a hot market the seller will look first for a cash buyer with no financing contingency, second for a buyer with approved financing from a conventional lender, third from a buyer who has been qualified by a mortgage broker, and last, i at all from a buyer with a POF from a hard money lender.Of course not all sellers, or the brokers representing them are sophisticated, so if you make enough offers you WILL get some sellers that accept you POF letter.Just to show you how meaningless these POF letters from hard money lenders really are, about 8 years ago a number of lenders published a generic POF on their websites, and told potential borrowers to download the letters, fill in the blanks, and they had an instant proof of funds.  

Our server delivers notice to "all other occupants known and unknown in possession of premises" while on site.I find it very unlikely a school is requiring the dependents to be on the lease... but we have had schools contact us to see if students lived at the claimed address.

Who knows if it will come together but it didn't get instantly shot down as "crazy".

Sometimes life delivers a crazy hand that we are dealt.

The instant you pull the money out, you have "a second mortgage", but you also have an investment that will pay the mortgage so the net result is positive.  

The contractor used this flashing material https://m.lowes.com/pd/Peel-Seal-Instant-Waterproo...

The two of them should politely explain to the seller, in writing and verbally, that the seller now - already - owes (1) both brokerages commissions, (2) your out of pocket costs to date, and (3) perhaps even some title company costs.This deal was essentially delivered before the seller changed her mind.

Suggested legal language for Purchase and Sale Contract: Seller and Buyer each acknowledge that in connection with Buyer’s application for approval to assume the loan(s) currently encumbering the property (the “Loan Assumption”) certain items must be delivered to __________________ [INSERT NAME OF LOAN SERVICER] (“Servicer”) so that Servicer may timely process the request for Loan Assumption.