Without knowing your age, I like the idea of pushing additional savings into good, no load index funds (I like Vanguard's S&P index but there are plenty of others) through a Roth if you're young enough, leave the rental portfolio as is and pay the debt down to nothing, since you're not inclined to really work at growing that end of it. 

@Ibrahim Mawri my main concern is on exit strategy. 

. $100,000 is definitely enough to acquire a long-term rental in Montgomery—it’s one of the most affordable markets in Alabama, after all.As for your concern about being unable to lease the property out, I imagine you’ll be fine.

The concern with out of state investing is your money goes to down payment and property management.

But wants to leave immediate family in the main home on the property.The other option is, after a few years then rent out the garage and room while still having the family live in the main home.

Realize these same concerns apply to other Syndication asset types also.Do stress tests against the deal for both hitting the financial targets and also the Capital Stack impact.

Quote from @Eric Mcginn: Long time BRRRer here, planning on leaving my W2 soon to pursue flips (and raise my babies)   Ive read the BP book on flipping.

If you are doing a BRRRR and leaving older items in place, not updating electrical and plumbing, I think you need $300 t0 $350 if you are just getting started.

I'd love if the property would cash-flow after we move out, but the neighborhood and appreciation potential is the biggest concern for me.

That's what has always concerned me with getting a property subject-to.