It's good that you have two ideas to start with.

We hate to call it "hard money".

I don't have your answer, but I do want to let you know my concern.  

Why wouldn't they take it to term.

I would be planning to do some things before actually making an investment.

How much time do you have?

I do convert some of these people when they come back to direct bookings.

Whether it’s for fix-and-flips, rentals, or other projects, I’d love to learn more about who you’ve worked with and what your experience has been like.Do you have any solid connections or recommendations for private lenders who use their own capital?

I purchased my first single-family rental last year on LLC and I did the cost segregation study on that property now I talk with my CPA and mention about the cost aggregation study for filing the last year tax return (2024)he said that I don't need to use it because anyway my tax return is going negative because of all the expenses of closing cost insurance HOA and everything so what would you suggest me that use my Cross aggregation study for my tax return or not. thank you in advance for your response .Have you spoken with your cost segregation partner?  

I asked if the equity shared will be converted back to notes, or if that part of it was permanent (which begs the question how do we get our money back?).