Having a real estate lawyer look it over seems like sound advice as well.

I just thought to tell you that we have closed at a title company, or the seller’s lawyer.  

Do I need a lawyer? 

Get your title company and lawyer involved before you sign anything.

Do I need to be represented by a lawyer before appearing before the judge for this matter?

Hi Ryan, this is one of our specialties (I am a cross-border lawyer and realtor).

No real estate agents would re-list and a lawyer told us title could be clouded. 

I'm not a lawyer, no legal advice, but if it says "in accordance with terms provided by Owner," and it's not in accordance with terms you provided them, then I'd think you shouldn't have to accept it. 

Wanted to check if that is true and if it is just lender specific or are there any legal laws around it.Thanks The rules are generally pretty vague - for the 10% Down Second Home Loan - generally are supposed to be not an investment property (no more than half the year rented out, no property management) and the vicinity rule is not super clear - but you are supposed to live "near the property"There won't be a difference among lenders since this is a GSE backed product (all rules the same) - however, the difference is likely to come from the interpretation of how close "near" meansThis is a good twitter (X) thread on the topic from a lawyer thats in the spacehttps://twitter.com/Wildlaw406/status/1689416363973214213

Once those guys are in place and you have a go-to title company that your realtor recommends and a lawyer.