How they overcame it is either finish out the project and don't use them again or cut them loose and get a new contractor to finish the work!

How many YouTube videos do you expect someone to watch before they start cutting into your skull? 

Regarding a refinance on a sub2, are there any special conditions or is it straight forward like a normal refinance?

If so, that is pretty straight forward. 

Now we were out there in April with a plumber due to roots in the sewer line, the plumber and I were there for around 4 hours he ran a camera through the lines and cut out all the roots and then ran the camera through it again and the line was clear.

The past couple of years as L3Harris has begun to move production/engineering from California to the area (cost cutting measure, not political), we have been seeing 10% appreciation yoy or so. 

I have been looking for a retired kitchen space to cut down the costs.

We guessed the Airbnb algorithm didn’t like us trying to cut them out.

You are already ahead of the curve because most rely on number of doors and cash flow as their primary purchasing criteria which leads them straight to the C/D neighborhoods. 

for Zero Risk to capital, move cash to your brokerage and buy USFR, paying 5.4%, must pay federal tax but no state taxes, it holds short term US treasury floating rate notes, no FDIC needed as FED can print more money to pay you offfor Mild Risk to capital, buy BKN, BlackRock municipal bond fund with 20% leverage, pays 5.5% tax free, and if 10 year bond yield falls 2% over next year, likely with rate cuts coming, then this will appreciate by about 15%for Mild to Moderate Risk to capital, buy EDV, Vanguard 30year zero coupon US treasuries, pays about 4%, taxable and if 30year bond yield falls 2% over next year, likely with rate cuts coming, then this will appreciate by about 60%Don't put into stocks if you need the cash in <3 to 5 years due to stock volatility