Hi Melvin,Origination charges = 0 [Covered completely with lender credits]Services you cannot shop for = 2725 [This is the VA funding Fee]Services you can shop for AKA title work = 1723Total Loan Costs A+B+C = 4448Taxes and government fees = 3279 & G Prepaids and initial Escrow at closing = 10007Total cost including escrow = 14455

B class is middle ground.

Hey @Daria B.

@Bill B.

It's now time for us to buy a larger family home, but I don't want to sell my 1st home b/c I'm going to rent it out as well.

There are some groups that only have 506(b) offerings and certainly market VERY heavily.  

You mean folks who sue for cold calling them b/c they're on the DNC list?

(b) raise prices.

How it works depends on how the offering is issued (506(b) or 506(c)) , but basically the first step is self-attestation of accredited investor status.  

Self managing out of state is very easy if in class A or B+ market.