He just renovated a single wide, put washer and dryer room right in the middle with separate door with locks and is renting the place out like a duplex!!  

Flippers have to have wide margins and then resale.

No idea why CFPB carved out that exception to what is widely viewed as a "good" consumer protection rule.

When you say "Katy" that covers a pretty large area with a wide range home sizes as well as price points due to ages of home and neighborhood (crime, schools you are zoned to, etc.).   

Tackle this from a different angle. 

I’ve reached far and wide.

Note everyone else commenting is an architect by trade and no offense to them but architects tend to overvalue their work in my opinion. 20 years ago I had to pay for real architects and the price was justified but now with new tech and programs its a saturated industry and prices vary widely  within a single market.I'm not here to tell you to fire your architect but it doesn't seem like you got several, if multiple bids at all.

I have pics of them leaving their doors widely open for hours. 

They believe things will go well (world wide) for the next year or so and then turn around to a negative.

In Los Angeles it is getting more and more difficult to have wide margins.