Hopefully, I can shorten the path others will have to travel.I know the area and the price was good, so I pulled the trigger.  

I'm sure you know now the easiest way to do this was to close back to back with the same title company and you would have avoided all of this.PA law does require written notice to the lender to trigger a release... then some time before you can sue them.

If not that is fine also but I am trying to see if anyone can suggest a company that would be able to refinance this style property and how much higher the interest rate would be.I want to pull the trigger but want to make sure I can refinance this after some time with not problems.Thanks for your feedback in advance!

@Tim Garrett I haven't pulled the trigger on building out there. 

I guess it's a good thing I'm not quite ready to pull the trigger yet.

The question is: should we wait a little bit more for prices to drop a little and meanwhile invest in stocks or pull the trigger and buy a house? 

My question was whether an accessory structure (NOT dwelling unit) triggers this requirement.As another aside, yes there is a permit exemption for storage buildings below 120 sqft (that are NOT on a hillside or in Fire District 1), but it still has to comply with all zoning and other regulations.

If so, I assume I would need to have the funding pre-approved prior to making an offer so we could pull the trigger immediately? 

I feel like it's not that long but also feel like I'm not getting a lot of luck with quality people.You are coming into a tougher rental period but i think your mindset on triggers to stay competitive will help.

And that was enough to get me to pull the trigger on what we will call House #2.