The bulk of my retirement assets are in a company sponsored non-qualified plan that cannot be touched or "self-directed" - I chose to annuitize the plan early a couple years ago and it generates approximately $60,000 annually for the rest of my life or my wife's if she survives me.

Financial Independence, to me, is the freedom of all debt and freedom from needing a 9-to-5 job to survive. 

I really appreciate it.I used "with" as a way to ask the community if I should market to those probate listings that have a surviving spouse.

Most people have the will power to do things they don't like to make ends meet and survive.

If there is a surviving spouse, does the list even go to probate?

Enough to survive the hold time in the fall?

I don't want other people to have to deal with bad tenants..... but I also don't want to make it harder on people that are already struggling to survive.

Highlights of the S&W here in Temple are:636-bed specialty care and teaching hospital Level I Trauma Center All major insurance plans accepted Advanced imaging, featuring Dual Definition 128-slice CT, 64-slice CT, fixed PET CT, 3T MRI, IMRT da Vinci® Surgical System NICU ranks among the top in survival of these fragile newbornsA Few Real Estate Stats as of 3.17.15The median single family home price as of March 13 2015 for Temple, TX is $156,453.There are about 403 properties on the market in Temple as of March 13 2015.We found our primary residence in Temple - small town feel with big town amenities.

They do not have to make loans to survive.

However, I survived and bought homes in a high interest rate environment, and prospered from it.