Hence, although this falls under the "lack of knowledge" bucket, the related element is the "lack of drive" that would eventually lead to that knowledge, which a few posters already dissected in the posts above.In the beginning it started with the "why", crystallized by some flavor of a life changing paradigm shift, fueled by the drive. one needs that to act into knowing what one can and cannot do.

having a bank account with the full moving amount perhaps more means they're Savers their financially Savvy they're intelligent people.then add the single subtle question why do you want to move into my rental here and right now?

Slight modification of facts and circumstances (so subtle you may not see it, but a talented CPA will) can, will and does alter the response.Publishing YOUR answer does not mean you are publishing THE answer.

Do you just have a large display of various flavors of k-cups, and do you see a large part of them disappear?

A seemingly subtle difference that makes no real difference to your wallet in the year the passive losses are suspended.

And a little loan fraud just for flavor.

I find racism in real estate all the time, but far more subtle than this contractor. 

Unfortunately you only need $11,000 in income to get up to that rate.A subtle aspect of UDFI is that it is based on the "debt financed fraction". 

I thought peppermint flavor came from mixing pepper and mint.There was a lot of interesting terminology in the article that I have not come across in my life.

I believe Don was referring to how L/O are taught at seminars, not how ethics are taught...And I assume what Don means is exactly what Brian mentioned in his post -- large deposits, high rents and inflated sales prices to unqualified buyers who are unlikely to get qualified during the period of the L/O.This is what I'm hearing is being taught at many seminars these days...though hopefully some of the gurus are a bit more subtle about it than that...