Sure, in theory, the strategy this investor used might sound clever, but it’s also incredibly risky to rely solely on the compliance of a borrower—especially when they might not fully understand the terms or simply can't agree due to their personal situation.I have tons of ideas that might look good on paper, but I don’t pursue them because I assess the real risks involved.

I earned good money as a server and simply used it to go on my next adventure and that was all I really needed.

@Chris Seveney, you simply DON'T UNDERSTAND how investments work.  

It has to be a win-win. 

Start by simply checking for water stains on the ceiling, which can indicate whether the roof is structurally sound.Many mobile homes have rolled metal roofs that can crack and rust over time.

As a result, we're able to retain the full pet fee, creating a win-win-win situation for everyone involved.

Never done it either, we've been approached to lend by some investors looking to do it.The risk of insurances rates skyrocketing or simply being cut off makes it extremely difficult.You also have to consider rental demand.

Simply trying to beat big box/Costco pricing and their retail prices aren't less.

It’s not just about putting up signs or posting ads; it’s about knowing how to handle the inquiries, how to screen the right tenants, and how to set up the deal so it’s a win for you.

Most often because of wildfire risk or simply because it's an STR, but sometimes because of the high property value.