Even if you are exempt, I suggest you use a loan servicer!

Speaking of which, did you do the exercise I suggested, which would precisely demonstrate that?

I had a friend suggest the Real Estate Rookie podcast to me and I really found interest in the opportunities investing in real estate could have for me.

But the thing that really made me skeptical was the fact that they couldn't (and still can't) address simple questions without becoming highly agitated.  

@Jose Remor These are great suggestions here.

I'm open to suggestions for where to start investing.

Recently, a real estate friend suggested I consider starting a title company, as he and his partners (primarily in commercial real estate, like strip malls) could bring business my way.While I’ve worked with title companies in my transactions, I’ve never explored the inner workings of how they operate.

The strategy is simple.

Not sure if these are all investment properties or if you're including a primary or second home, but my suggestion would be a cash out refi of an investment property to pay off your debt, and a line of credit on your primary to have available for reserves if needed.

Simple as that.