I would never give up anything up front unless it is for simple moving costs (under $1K post move), if beyond, make an additional agreement that you can attach to retail sale of home.Seller will have to wait for his $ just like you do.$430,000 (ARV)-$310,000 (Balance could be plus or minus several thousand)-$20,000- Holding Costs (insurance, utilities, PITI, etc) about 6 months...

I held several jobs in the retail/wholesale apparel industry particularly in sales and account management. 

The big four are multifamily, office, retail, and industrial.

For example, if part of the property can be used for retail and the balance for multifamily, you have a starting point to work from.

Most agents don't have any experience, and the few that do have experience in retail sales, not creative RE investing. 

this is tricky, it tends to be a case by broker-case basis, and only a handful of brokers control the bank-owned..yikes......i forgot if the agent can rep. the bank and you, there in NC, if you make offer..Just thinking out-loud and opinion, not telling you what to do, dont know your plan (hold, flip, or your funding):  ...get over there, with a property preservation buddy, assess the repair and upgrades, (unless its already pretty perfect or you feel the agent can give you some accurate idea)...ask agent what he/she can sell for in good condition, confirm.. then factor arv, repairs needed, make offer with 10 day due diiigence professional inspection......are you offering an almost full retail-market priced forclosure anyway, then are you going to hold it for cash flow? 

.- Selling price is close to retail, meaning high for a rental

I pretty much paid retail price (I know, not ideal), but it was a good first purchase from outside the U.S. 

Wholesaling to a retail buyer is difficult.....title is not in your name, if allowed they would have to pay an assignment fee outside of closing. 

There are 4 retail spaces also that are being very underutilized This is a 50 unit building with 4 retail spacesI know there is value add and plan is to flip in 1-2 years but need to have positive cash flow from the get go and it seems to be doing that before I do any work.