The only things I change are that I require a copy of their housing voucher (which tells me which agency they're with, how many bedrooms they're qualified for and if their voucher is still active) and I require only 1 months rent in income instead of 3.The rest is the same - I call every landlord they've had for the last 5 years, I check their background, credit, etc. 

Second is partnering with a great lender who can help you navigate including potential rents to help you qualify for more opportunuities.

Social media is filled with 'passive income real estate' but it takes a lot of work to acquire, qualify for loans, and manage property. 

In order to qualify for your first investment loan you will need to put down 25% of the properties purchase price.

It is taking 1 - 2 months to find qualified tenants. 

Can you qualify using employment history, tax returns and DTI?

If you can qualify using your income I would avoid DSCR but again its not the end all they have value.DSCR single family requires 15% down, 2-4 Units require 20% down, they offer 5/6 ARMS, 30 & 40 Year fixed and I/O Interest only options which can help cash flow first few years.

So for instance for our lead organization & management, I clean the lists up in google sheets and then download as a .CSV file and upload into Airtable (google sheets on steroids) where its easier and cleaner to manage.I use Airtable to manage our raw leads data - I have a trigger set up, that whenever we change the status to "qualified", that lead will go into our CRM (Salesmate.io) where we track our contacts and deals.

Bruce Petersen you qualify my friend.

I highly recommend a well-qualified REALTOR who works with investors and knows how to help you best.7.